“On Sunday, December 12th, 2021, the average APR on a 30-year fixed-rate mortgage rose 1 basis point to 3.071%. The average APR on a 15-year fixed-rate mortgage rose 2 basis points to 2.334% and the average APR for a 5/1 adjustable-rate mortgage (ARM) rose 2 basis points to 2.849%, according to rates provided to NerdWallet by Zillow. The 30-year fixed-rate mortgage is 5 basis points higher than one week ago and 13 basis points higher than one year ago.
A basis point is one one-hundredth of one percent. Rates are expressed as annual percentage rate, or APR.” – Nerd Wallet
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